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SportsShooter.com: Member Message Board

Bank info wanted...?
Debra L Rothenberg, Photographer
New York | NY | USA | Posted: 4:50 PM on 06.15.09
->> hi everyone,
I received an email from a reputable paper in the UK asking me to send them my bank info for payment of a photo of mine from 3 years ago that they just used. To be honest, I don't even remember taking the photo for them
Is this safe to do? They said "Unfortunately we don't make payment by cheque, we only make payment by wire transfer, can you please send your bank details."

safe?
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Tony Leon, Photographer
Whittier | CA | United States | Posted: 4:56 PM on 06.15.09
->> Debra, ask them for a PDF for your records to "verify publication."
You'll have your proof of publication, and see how quickly they run away.

If it's legit and they only work via wire transfers (fishy), then a Paypal account should suffice.

Smells Fishy though. The kitty in your profile icon can probably smell that one!
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Joshua Prezant, Photographer
North Miami Beach | FL | USA | Posted: 5:01 PM on 06.15.09
->> Debra,
Papers in london and most of europe usually pay by wire transfer. It is safe. All they could do is put money into your account. The can not take money out. It could not hurt to ask for a clip...but they way they want pay you is 100 percent normal.
Joshua
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Colin Lenton, Photographer
Philadelphia | PA | United States | Posted: 5:32 PM on 06.15.09
->> I get paid by wire transfer by most of my larger and international clients.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Steven E. Frischling, Photographer
Live HVN : Work SFO-NYC | | | Posted: 7:40 PM on 06.15.09
->> I have a number of clients that have my bank account routing number and account number. This is in fact my preferred method of payment.

If its the Times of London this is how I have been paid for every job shot for them in the past.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Debra L Rothenberg, Photographer
New York | NY | USA | Posted: 7:44 PM on 06.15.09
->> HI Steven and everyone else,

it is the Guardian.uk
heard of them?
Safe to give my info? It's not for much-about $150 USD
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Jeff Mills, Photographer, Photo Editor
Columbus | OH | USA | Posted: 8:12 PM on 06.15.09
->> Check with your bank on the fee for international wire transfers. I used to work with a magazine in the UK and every transfer cost me $40 US so I switched to a different bank account that had free incoming transfers. That stuff can add up.
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Steven E. Frischling, Photographer
Live HVN : Work SFO-NYC | | | Posted: 8:17 PM on 06.15.09
->> Debra,

The Guardian is a large international, widely read, widely known, well established (been around since 1821), newspaper based in London.

I wouldn't worry about providing them with your banking info. They are on the up-and-up.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Debra L Rothenberg, Photographer
New York | NY | USA | Posted: 8:48 PM on 06.15.09
->> thanks everyone for your help

DLR
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Patrick Fallon, Student/Intern, Photographer
Columbia | MO | USA | Posted: 9:15 PM on 06.15.09
->> The Guardian is big.

However, the correct web address is Guardian.co.uk
Make sure thats what you are sending it to!!
Perhaps check their name on their site, to make sure you are not getting pshished
 This post is:  Informative (1) | Funny (0) | Huh? (1) | Off Topic (0) | Inappropriate (0) |   Definitions

Steve Daggs, Photographer
Washington | IL | USA | Posted: 1:01 AM on 06.16.09
->> Debra,

I would be cautious and confirm the payment with your contact at the Guardian directly before giving out your bank info. Note that the Guardian e-mail address format from their site is: Firstname.lastname@guardian.co.uk You noted "guardian.uk" without the "co".

One of the latest scams is to advise you of a wire to your account and then send your bank a bogus cashier's or official check to be deposited to your account. You see the amount credited to your account and think the wire came in as advertised and that the funds are good. The check is in an amount larger than you expect and you are then asked to wire back the excess. Your bank may give immediate credit for the check since it is an "official" check and may not place a hold on the check. If you wire the "excess" amount, you could lose when the check is returned as fake and your account is charged for the check. You are out the "excess" you wired back.

As Jeff notes, international wire fees can be stiff. You would be out those fees too.
 This post is:  Informative (1) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Clark Brooks, Photo Editor, Photographer
Urbana | IL | USA | Posted: 1:07 AM on 06.16.09
->> Who gave Patrick a "Huh?" I gotta ask, what fer?
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Debra L Rothenberg, Photographer
New York | NY | USA | Posted: 1:19 AM on 06.16.09
->> the address is the persons firstname.lastname@guardian.co.uk
they are in accounts payable but I can't find that on the site
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Patrick Fallon, Student/Intern, Photographer
Columbia | MO | USA | Posted: 1:33 AM on 06.16.09
->> Really? Come on...

Debra, chances are you are good to go. You could always skype over there though just to talk to a human being and be sure :)

Cheers,
P
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Rich Cruse, Photographer
Laguna Niguel | CA | USA | Posted: 1:34 AM on 06.16.09
->> Hi Deb:

Give them a call! It would be worth it just to get everything straight. I work with people in europe and Australia and they all pay by wire transfer, others use PayPal.

The one I have heard is used most by scammers is Western Union. I had someone try to scam me the other day using Western Union.

Be sure to monitor your bank account online and setup email alerts too!

Rich
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Nigel Farrow, Photographer
Suffolk | UK | United Kingdom | Posted: 4:38 AM on 06.16.09
->> I've just sent you a message from your Sportsshooter page.

(before anybody marks this Huh? to me it sounds legit but if not I see no point in putting the newspaper accounts department details online to help scammers)
 This post is:  Informative (1) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Steven E. Frischling, Photographer
Live HVN : Work SFO-NYC | | | Posted: 9:12 AM on 06.16.09
->> Steve,

The bank-check scam does not rely on a bank transfer. A bank transfer shows up in a bank statement as "Bank Transfer" or "Wire Transfer." A check being deposited is listed differently.

Also no one scams anyone for US$200, its not worth it.
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David Scriven, Photographer
Rochford | Essex | United Kingdom | Posted: 9:52 AM on 06.16.09
->> Debra, every national paper in the UK I have dealt with pays via wire transfer. The Guardian is very well known and have paid me via the same process.

They all operate a system called self billing whereby you claim a photo as yours, negotiate the price and then they wire the money to you after you have filled in their form rather than invoice them.

It sounds very much the norm to me.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Debra L Rothenberg, Photographer
New York | NY | USA | Posted: 10:14 AM on 06.16.09
->> Thanks again
I guess what surprised me the most is that the photo they want me to bill for is almost 5 years old. Talk about honesty!

DLR
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Mark Loundy, Photo Editor
San Jose | CA | USA | Posted: 1:50 PM on 06.16.09
->> Wire transfer is the best way to get paid. A wire transfer cannot bounce.

--Mark
 This post is:  Informative (2) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Primoz Jeroncic, Photographer
Kranj | SI | Slovenia | Posted: 6:22 AM on 06.17.09
->> In Europe cheques are almost extincted, so noone is using them. Wire transfer is standard thing. Not to mention it's way faster (within EU it's normally 2-3 working days, otherwise max 5 days) and much much more secure then cheques. With wire transfer money is on your account, and noone can take it off/back, while with cheques you never know if you will really get amount written on cheques.
Next to that, giving someone your account number, swift/bic and iban code (that's all they need to transfer money to your account) can't do any harm. All those info are public on this side of ocean, so with a bit of search, you can actually find all these info for me, for example. Besides, most of companies have these info published publicly on their web pages, anyway.
So there's nothing to worry about wire transfer.
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Jim Colburn, Photo Editor, Photographer
McAllen | TX | USA | Posted: 11:02 AM on 06.17.09
->> "it is the Guardian.uk heard of them?"

One of Britain's oldest (since 1821) and most respected newspapers.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Bastian Ehl, Photographer
Magdeburg | _ | Germany | Posted: 6:28 PM on 06.17.09
->> Yup, wire-transfer is the standard way for all payments in Europe.
It's totally standard over here to share your bank details with your clients.
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Thread Title: Bank info wanted...?
Thread Started By: Debra L Rothenberg
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