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|| SportsShooter.com: Member Message Board

Anybody use the NPPA medical plans?
 
Jesse Beals, Photographer
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Tracyton | WA | USA | Posted: 10:22 PM on 04.14.09 |
->> Have any of you been on or currently are on the NPPA medical plans?
I have the option of paying an arm in a leg for Cobra or look into the NPPA medical plans if they offer medical in Washington State. Just thought I would get your thoughts on these. |
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N. Scott Trimble, Photographer
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Lake Oswego | OR | USA | Posted: 11:30 PM on 04.14.09 |
| ->> If you just got on Cobra, you should check with the new laws Obama pushed through, in many cases, the company that provided you health insurance has to front a chunk of Cobra for a certain amount of time before you have to pay it full. I would check. |
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Lane Hickenbottom, Photographer
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Omaha | NE | usa | Posted: 12:02 AM on 04.15.09 |
->> Try contacting your state's Farm Bureau. They have non-farmer memberships that run about $50 a year and then you have access to some pretty decent health insurance options. I'm sure it varies state-to-state, but it might be worth looking into.
When I left newspapers last year, I did without having an increase in my insurance premiums. |
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Marty Price, Photographer
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Concord | NC | USA | Posted: 12:49 AM on 04.15.09 |
| ->> The new Cobra rule is that your former employer has to pay 65% of the premium for 9 months, which the government gives them a tax break for, then it goes up to the full amount to you. In my wife's case this meant coverage for a lot less than we could farm it out for the first 9 months. |
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Gray Quetti, Photographer
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Jacksonville | Fl | USA | Posted: 10:23 AM on 04.15.09 |
->> In order to get the Cobra subsidy your employment would have to be involuntarily terminated September 1, 2008 or after. There is also an individual modified gross income limit of $125,000.
If you are healthy you should be able to find a reasonable medical plan through an independent broker in your area. Most associations don't really have a discount for the medical plan...they just provide the service.
If you can't qualify for an individual medical plan then Cobra is your best option because you may be eligible for a guaranteed issued plan through HIPAA after exhausting Cobra. |
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