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SportsShooter.com: Member Message Board

Travelers camera insurance
Jesse Beals, Photographer
Tracyton | WA | USA | Posted: 2:04 AM on 02.17.17
->> Well just found out Travelers switched there insurance to Lloyd’s of London. Travelers was great because you could make (4) installment payments over Lloyd’s of London asking for all of it up front.

Who is everybody going with these days?
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Michael Okoniewski, Photographer
Syracuse | NY | USA | Posted: 8:56 AM on 02.22.17
->> Sentinel Insurance, under the Hartford Ins. $1300+ per year premium for approx. $40k of equipment. That's FULL replacement coverage plus a liability policy. Not many companies offer full replacement. Most offer a downward sliding depreciating cost. If you go with a depreciating type policy, just remember to adjust the value of your gear DOWNWARD every year. That way you can move the premium lower and not over pay.

I have more than $40k in gear, but just wanted the "big" stuff covered, along with the liability policy. That keeps the premium palatable.

My local agent handling this is quite experienced with photographers. Ask for Diane at the Miller Agency in Fayetteville, NY. They have written for photog's in NYC. I don't know about out of state.
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David Seelig, Photographer
Hailey | ID | USA | Posted: 6:25 PM on 03.14.17
->> I got Travelers for 83 grand and 750 bucks a year
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Michael Okoniewski, Photographer
Syracuse | NY | USA | Posted: 9:02 AM on 03.23.17
->> David - Is that full replacement, or a downward sliding depreciating cost?
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Tim Cowie, Photographer, Photo Editor
Davidson | NC | USA | Posted: 9:43 AM on 03.23.17
->> Hill & Usher

Full Replacement Cost on equipment
$2 million liability
about $80k insured - includes office/computer/files
$12,000 insured on rental equipment
quarterly payments

Haven't looked at exact cost lately - about $1200/year
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Thread Title: Travelers camera insurance
Thread Started By: Jesse Beals
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