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SportsShooter.com: Member Message Board

Equipment Storage/Insurance
Ken Lanese, Photographer
Tallahassee | FL | USA | Posted: 2:56 PM on 12.29.16
->> I just bought a 400mm 2.8 and along with everything else it's added up to a pretty big investment as most of you here are aware. I was wondering how you store your equipment at home - I was thinking of buying a gun safe and putting the bodies/lenses in there.

Also what would you suggest re: insurance?
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Kevin Krows, Photographer
Forsyth | IL | USA | Posted: 4:52 PM on 12.29.16
->> Ken - Insurance is the first step as most standard homeowner or auto policies exclude property that is used for business pursuits. If that wasn't the case then there would be no need for commercial insurance policies.

As far as purchasing a gun safe, I guess that depends on the security you have where you live. Maybe you should consider the overall security of your entire home first before investing money in a gun safe or vault. Also, your run of the mill thief has no clue what the value of a big white lens is. The know the value of jewelry, cash, electronics, etc.

Finally, your lens is at greater risk when you leave it unattended where other photographers are (media rooms). A roller with a lock and cabled to something generally is enough to stop that.

That's my 2 cents. I'm sure others will also have their own thoughts to share with you as well.
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Kevin Krows, Photographer
Forsyth | IL | USA | Posted: 4:53 PM on 12.29.16
->> Insurance - Tom Pickard or Hill and Usher. I use Tom Pickard (TPC)
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Kevin M. Cox, Photographer
Galveston & Houston | TX | US | Posted: 8:29 PM on 12.29.16
->> NPPA, PPA, ASMP and I'm sure most other professional organizations all offer insurance programs. Just make sure you know if your getting "replacement cost" or "depreciated value" on the equipment if you file a claim.

My gear goes with me everyday, so I don't bother with anything fancy at home. Generally if my gear is at my house, so am I.
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Mike Janes, Photographer
Attica | NY | USA | Posted: 3:52 AM on 12.30.16
->> Tom C. Pickard - use them, have made claims, always great.

Don't do anything special at home to lock it up, would need a vault.
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Kevin Krows, Photographer
Forsyth | IL | USA | Posted: 7:41 AM on 12.30.16
->> Ken - couple of other thoughts...

In addition to finding out if losses are based on replacement cost, you will need to provide an equipment list with descriptions and serial numbers and the "insured value". The value you set will be the actual cost to replace and should including any shipping costs, sales tax, or use taxes as well.

It's very easy to convert a closet in your home into a "lockable" storage area. My office and on closet in my home are lockable and where I put things if I am away from my house for more than a day. The obstacles you put between the outside and what you want to protect the better off you will be.

A hungry 200 pound Rottweiler is also a good option :)
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Ken Lanese, Photographer
Tallahassee | FL | USA | Posted: 10:43 AM on 12.30.16
->> I have a doberman but he thinks he's a poodle.
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Thread Title: Equipment Storage/Insurance
Thread Started By: Ken Lanese
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