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SportsShooter.com: Member Message Board

International Liability Insurance Needed
Tom Boland, Photographer
Reading | PA | USA | Posted: 11:40 AM on 01.24.13
->> I am a U.S. based still photographer and want to cover events in Europe. I only need liability insurance. Renee Green at NPPA/Hays says they do not provide international coverage for liability.

Does anyone know an agency from which I can get a liability only policy that will cover me in Europe?(equipment already covered) Thanks
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Jim Colburn, Photographer
Omaha | NE | USA | Posted: 6:18 PM on 01.24.13
->> Have you checked with whatever company covers your house/apartment? They might be able to add a rider to your current homeowner's/renter's policy.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Sid Hastings, Photographer, Photo Editor
St. Louis | MO | United States | Posted: 6:50 PM on 01.24.13
->> I regularly point photographers looking for business insurance to these potential sources:

Hill & Usher
http://www.hillusher.com/
http://packagechoice.com/index.jsp#htwms

Tom Pickard & Co.
http://www.tcpinsurance.com/

American Society of Picture Professionals
http://www.aspp.com/index.php/insurance-benefits22

American Society of Media Photographers
http://asmp.org/benefits#.UQHHGeg1Hbk

You might also want to ask around and see who specializes in small business insurance in your town and who might be able to write you a policy. Do be cautious when working with an agent who specializes in home / auto / life, as sometimes companies that focus on those types of policies are hesitant to insure photographers who work primarily on assignment, and instead offer policies for photographers working from a fixed studio location. These policies are fine for those who shoot senior portraits, but I've heard horror stories from assignment photographers who thought they were covered, only to learn their policy had unexpected limitations when they went to make a claim.

Good luck.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Ric Tapia, Photographer, Photo Editor
Los Angeles | CA | USA | Posted: 9:49 PM on 01.24.13
->> +1 for Hill and Usher.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Mark Kauzlarich, Photographer
Washington | DC | | Posted: 10:11 PM on 01.24.13
->> On a similar note, I am looking for liability insurance that covers riots/wars and medical insurance overseas medical issues, say you're embedding or something.

Not going to need it any time soon but I may need it eventually.

Any help would be appreciated
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Eric Canha, Photographer
Brockton | MA | United States | Posted: 8:31 AM on 01.25.13
->> +2 Hill & Usher
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Randy Sartin, Photographer, Assistant
Knoxville | TN | USA | Posted: 9:45 AM on 01.25.13
->> +3 Hill and Usher
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Jamey Price, Photographer, Assistant
Charlotte | NC | USA | Posted: 10:01 AM on 01.25.13
->> My photography gear insurance includes $2million in liability.

I went through this process earlier this year. If you have photo equipment insurance....which you should....it might have it already included.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Tom Boland, Photographer
Reading | PA | USA | Posted: 1:03 PM on 01.25.13
->> Folks,

Thank you, Hill & Usher was a good recommendation
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Victor Biro, Photographer
Toronto | ON | Canada | Posted: 1:38 PM on 01.25.13
->> Mark,

Reporters Without Borders (
http://en.rsf.org) for insurance for high-risk situations

I don't have any experience with them, but apparently they are very good:

http://en.rsf.org/insurance-for-freelance-17-04-2007,21746.html

You may want to check out Lightstalkers (
http://www.lightstalkers.org/) for international resources. If you want a membership sponsor let me know.

Victor
 This post is:  Informative (1) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Landry Major, Photographer
Woodland Hills | CA | USA | Posted: 2:15 PM on 01.25.13
->> +2 for Hill Usher
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Jeff Kowalsky, Photographer
West Bloomfield | MI | United States | Posted: 2:42 PM on 02.22.13
->> I have my policy with Hill & Usher.

Luckily I have not had to file a claim.
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Jason Myers, Photographer
West Palm Beach | FL | USA | Posted: 4:45 PM on 02.22.13
->> +3 for Hill & Usher
 This post is:  Informative (0) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

Craig Mitchelldyer, Photographer, Assistant
Portland | OR | USA | Posted: 11:34 PM on 02.22.13
->> I switched over to Hill and Usher last year and couldn't be happier. Not only did they save me about $1000/yr for business/gear/building insurance, but they are super fast when I need things like a certificate of insurance, etc. I cannot say enough good things.
 This post is:  Informative (1) | Funny (0) | Huh? (0) | Off Topic (0) | Inappropriate (0) |   Definitions

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Thread Title: International Liability Insurance Needed
Thread Started By: Tom Boland
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